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OneNetworx Insurance Agency

CONFIDENTIAL

August 2026

Investor Briefing Document

Digital Transformation
of the OneNetworx
Insurance Agency

How the OneNetworx Motorcar Insurance Platform Positions the Group for Scalable Growth

SEC Reg.

CS201100447

Est. 2011

15+ Years in Business

Digital Platform

Motorcar Insurance Platform — Live

Executive Summary

OneNetworx.Net Inc. (SEC Reg. No. CS201100447), incorporated under the laws of the Republic of the Philippines, has recently amended its Articles of Incorporation (approved by the SEC on 03 July 2026) to expand its primary purpose into business support services, technology solutions, digital services, and business process outsourcing (BPO) — a strategic pivot that positions the group for multi-vertical digital growth.

At the core of this transformation is the OneNetworx Motorcar Insurance Digital Platform — a fully operational, conversion-optimized web application built to serve the group's existing Insurance Agency subsidiary, which derives the majority of its revenue from motorcar insurance.

This report outlines how this digital platform creates measurable business value, supports investor confidence, and serves as a proof-of-concept for the group's broader technology-first strategy.

Corporate Background

Corporate Name

ONENETWORX.NET INC.

SEC Registration No.

CS201100447

Amendment Approved

03 July 2026

Approved by Directors

29 May 2026

Primary Purpose (Amended)

Business Support, Tech & Digital Solutions, BPO

Insurance Subsidiary

OneNetworx Insurance Agency

The amended secondary purposes include: advertising & digital marketing, technology platform development, staffing & outsourcing, entrepreneurial development programs, insurance product referral & promotion, co-working and virtual office services, and e-commerce operations — all of which are directly relevant to the group's digital insurance platform initiative.

The OneNetworx Motorcar Insurance Platform

The platform is a purpose-built digital insurance marketplace and lead generation engine, designed exclusively for Philippine vehicle owners. It addresses the full insurance customer journey — from instant quote estimation to policy renewal management.

Instant Premium Estimator

AI-powered calculator using Philippine Insurance Commission tariff rates and FMV-based comprehensive rates. Supports 8 major vehicle brands and 50+ models.

Lead Generation Engine

Automated lead capture with email-gated quote delivery. Every visitor who requests a quote is captured as a qualified lead in the CRM database.

Multi-Insurer Quote Comparison

Side-by-side comparison of three insurance company tiers (1.4%, 1.55%, 1.70% rates), delivered via professional branded email proposals.

Renewal Reminder System

Policy expiry tracking with automated email reminders — reducing policy lapse rates and enabling proactive re-engagement of existing clients.

Digital Claims Guide

Step-by-step claims assistance content that builds trust and reduces post-sale support burden on agents.

Scalable CRM Foundation

Built-in Lead and Renewal entity database ready for advisor workflows, status tracking, and conversion analytics.

Market Opportunity

The Philippine motorcar insurance market is a high-frequency, mandatory product category — making it one of the most stable recurring revenue sources in the non-life insurance sector.

14M+

Registered Motor Vehicles in the Philippines (LTO, 2024)

₱50B+

Estimated Annual Non-Life Insurance Premiums (IC Annual Report)

~60%

Share of Non-Life Premiums attributed to Motor Vehicle Insurance

Despite this scale, the majority of motorcar insurance transactions in the Philippines still happen through manual, relationship-based channels — dealerships and walk-in agents. Online comparison and instant quoting tools remain underpenetrated, creating a significant first-mover opportunity for digital-first agencies like OneNetworx.

Value Creation for the OneNetworx Group

01

Operational Efficiency & Cost Reduction

The platform automates the most time-intensive steps of the insurance sales process — quote generation, proposal delivery, and lead capture. A licensed agent who previously handled 10–20 manual quote requests per day can now serve 100+ leads digitally, with zero incremental cost per additional lead.

02

Qualified Lead Pipeline at Scale

Every quote request generates a tracked, email-verified lead record. The integrated CRM captures vehicle details, coverage preferences, and contact information — enabling agents to follow up with high-intent prospects rather than cold outreach. This directly increases the agency's conversion rates.

03

Revenue Retention via Renewal Management

Policy renewal is the highest-margin transaction for an insurance agency — no new acquisition cost. The Renewal Vault feature captures policy expiry dates and automates reminders, dramatically improving client retention and reducing the risk of losing renewals to competing agencies.

04

Brand Authority & Trust Signals

In the Philippine insurance market, trust is the primary buying decision factor. The platform's professional design, structured claims guides, and institutional-grade quote proposals position OneNetworx as a premium, credible agency — differentiating it from informal agents and comparison aggregators.

05

Technology Asset for the Broader OneNetworx Group

Aligned with the group's amended SEC primary purpose — technology solutions and digital services for SMEs — this platform serves as a live, revenue-generating proof of concept. It demonstrates the group's capability to build and operate digital platforms, supporting future BPO, technology consulting, and SaaS service offerings to other businesses.

06

Expandable Architecture for Multi-Product Growth

The platform is architecturally designed for product expansion. Travel, Fire, Marine, and Personal Accident insurance modules are already present in the UI. The same lead capture and quote delivery infrastructure can be replicated for any insurance product — or extended to serve partner agencies under a white-label BPO arrangement.

Technology Foundation & Scalability

The platform is built on a modern, cloud-native architecture with no infrastructure lock-in:

Frontend: React.js + Tailwind CSS — responsive, mobile-first, PWA-ready
Backend & Database: Base44 BaaS — serverless, auto-scaling, zero DevOps overhead
Authentication: Built-in auth with email verification and role-based access control
Email Automation: Transactional email via integrated email API — triggered by user actions
Lead Database: Structured entity storage with real-time queries and CRM-ready schema
Hosting: Global CDN deployment — sub-second load times across the Philippines

Strategic Roadmap

Phase 1 — Completed

Core Platform Live

  • Instant premium estimator
  • Lead capture & CRM
  • Multi-insurer quote email
  • Renewal reminder system

Phase 2 — Q3–Q4 2026

CRM & Agent Portal

  • Agent dashboard with lead pipeline
  • Quote status tracking
  • Policy issuance workflow integration
  • SMS reminder automation

Phase 3 — 2027

Market Expansion

  • White-label platform for partner agencies
  • API integration with partner insurers
  • Online payment for policy premiums
  • Mobile app (iOS & Android)

Alignment with Amended Corporate Purpose

The OneNetworx Motorcar Insurance Platform directly fulfills multiple clauses of the group's SEC-approved amended Articles of Incorporation (03 July 2026):

Primary PurposeTechnology solutions, digital services, and digital infrastructure for SMEs and commercial enterprises.
Secondary Purpose §1Digital marketing, content creation, and online promotions — embedded in the platform's SEO-optimized content and conversion funnels.
Secondary Purpose §2Website development, software support, automation systems, and IT-enabled services — the platform itself.
Secondary Purpose §6Market, promote, refer, support insurance, travel, and financial products — the platform's core commercial function.
Secondary Purpose §8E-commerce, digital platforms, and online marketplaces — the platform is a live digital marketplace for insurance products.

Invitation to Invest

OneNetworx.Net Inc. is at an inflection point. With a 15-year operational track record, a freshly amended SEC mandate aligned with the digital economy, and a live, revenue-generating digital platform already serving its core insurance business — the group is uniquely positioned to scale both organically and through strategic partnerships.

Investment in the OneNetworx Group is an investment in a proven business with a clear technology roadmap — backed by regulated, recurring-revenue insurance operations and an expanding digital services portfolio.

Contact for Investment Inquiries

OneNetworx.Net Inc.

SEC Reg. No. CS201100447

Platform

OneNetworx Insurance Agency

Philippines

This document is prepared for informational and investor briefing purposes only. Market statistics are based on publicly available Philippine industry data. Forward-looking statements are projections and do not constitute a guarantee of future performance. This document is confidential and intended solely for the named recipient.